:root{--primary-color: #122033;--primary-rgb: 18, 32, 51;--secondary-color: #2f4158;--accent-color: #0f9d8f;--accent-rgb: 15, 157, 143;--accent-secondary: #1f6feb;--accent-gradient: linear-gradient(135deg, #0f9d8f 0%, #1f6feb 100%);--accent-gradient-soft: linear-gradient(135deg, rgba(15, 157, 143, .12) 0%, rgba(31, 111, 235, .12) 100%);--text-color: #4f6278;--muted-text: #74859a;--bg-color: #eef4f9;--card-bg: rgba(255, 255, 255, .9);--surface-color: rgba(255, 255, 255, .78);--surface-strong: rgba(255, 255, 255, .94);--border-radius: 16px;--border-color: rgba(18, 32, 51, .09);--shadow: 0 18px 40px rgba(18, 32, 51, .08);--shadow-soft: 0 10px 24px rgba(18, 32, 51, .06);--header-height: 72px;--sidebar-width: 300px;--max-content: 1280px}[data-theme=dark]{--primary-color: #f8fbff;--primary-rgb: 248, 251, 255;--secondary-color: #cad7e6;--accent-color: #3dd6c6;--accent-rgb: 61, 214, 198;--accent-secondary: #66a3ff;--accent-gradient: linear-gradient(135deg, #3dd6c6 0%, #66a3ff 100%);--accent-gradient-soft: linear-gradient(135deg, rgba(61, 214, 198, .14) 0%, rgba(102, 163, 255, .14) 100%);--text-color: #d9e4ef;--muted-text: #a5b6c9;--bg-color: #06111d;--card-bg: rgba(10, 22, 36, .88);--surface-color: rgba(7, 16, 27, .82);--surface-strong: rgba(9, 19, 31, .95);--border-color: rgba(255, 255, 255, .08);--shadow: 0 24px 54px rgba(0, 0, 0, .42);--shadow-soft: 0 16px 36px rgba(0, 0, 0, .3)}html{scroll-behavior:smooth}body{margin:0;min-width:320px;font-family:Segoe UI Variable,Segoe UI,system-ui,-apple-system,BlinkMacSystemFont,sans-serif;background:radial-gradient(circle at top left,rgba(15,157,143,.12),transparent 28%),radial-gradient(circle at top right,rgba(31,111,235,.12),transparent 24%),linear-gradient(180deg,#ffffffa6,#eef4f9eb);background-color:var(--bg-color);color:var(--text-color);line-height:1.6;transition:background-color .3s ease,color .3s ease}[data-theme=dark] body,body[data-theme=dark],body.dark-theme{background:radial-gradient(circle at top left,rgba(61,214,198,.12),transparent 26%),radial-gradient(circle at top right,rgba(102,163,255,.12),transparent 24%),linear-gradient(180deg,#040a11f5,#06111d)}*{box-sizing:border-box}*::selection{background:rgba(var(--accent-rgb),.22)}img{max-width:100%;display:block}a{text-decoration:none;color:inherit}ul{list-style:none;padding:0;margin:0}button,input,select,textarea{font:inherit}button{cursor:pointer;border:none;outline:none;background:none}input,select,textarea{min-width:0}input,textarea,select{-webkit-appearance:none;appearance:none}::-webkit-scrollbar{width:10px;height:10px}::-webkit-scrollbar-track{background:transparent}::-webkit-scrollbar-thumb{background:rgba(var(--accent-rgb),.24);border-radius:999px}::-webkit-scrollbar-thumb:hover{background:rgba(var(--accent-rgb),.42)}.container,.container-fluid{width:100%;margin:0 auto;padding-left:clamp(16px,2.2vw,32px);padding-right:clamp(16px,2.2vw,32px)}.container{max-width:var(--max-content)}.container-fluid{max-width:1440px}.calculator-container{width:100%;padding:40px 20px}.calculator-wrapper{content-visibility:auto}.calculator-wrapper .container{max-width:var(--max-content)}.calculator-wrapper,.calculator-container{position:relative;min-height:calc(100vh - var(--header-height));background:transparent;isolation:isolate}.calculator-wrapper>.mesh-gradient,.calculator-container>.mesh-gradient{position:absolute;inset:0;z-index:-1;background:radial-gradient(at 0% 0%,rgba(var(--accent-rgb),.09) 0px,transparent 42%),radial-gradient(at 100% 0%,rgba(31,111,235,.08) 0px,transparent 38%),radial-gradient(at 100% 100%,rgba(var(--accent-rgb),.06) 0px,transparent 42%),radial-gradient(at 0% 100%,rgba(18,32,51,.04) 0px,transparent 38%)!important}[data-theme=dark] .calculator-wrapper>.mesh-gradient,[data-theme=dark] .calculator-container>.mesh-gradient{background:radial-gradient(at 0% 0%,rgba(61,214,198,.14) 0px,transparent 42%),radial-gradient(at 100% 0%,rgba(102,163,255,.14) 0px,transparent 38%),radial-gradient(at 100% 100%,rgba(61,214,198,.08) 0px,transparent 42%),radial-gradient(at 0% 100%,rgba(255,255,255,.04) 0px,transparent 38%)!important}.calculator-container h1{color:var(--primary-color);margin-bottom:6px}.calculator-container .subtitle{color:var(--muted-text);margin-bottom:30px}.calc-card{background-color:var(--card-bg);padding:30px;border-radius:calc(var(--border-radius) + 4px);box-shadow:var(--shadow);margin-bottom:40px;border:1px solid var(--border-color)}.calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin-bottom:30px}.input-group{margin-bottom:24px}.input-group label{display:block;margin-bottom:8px;font-weight:700;color:var(--primary-color)}.input-group input,.input-group select,.input-group textarea{width:100%;padding:12px 16px;border:1px solid var(--border-color);border-radius:var(--border-radius);font-size:1rem;background-color:#ffffffd1;color:var(--text-color);transition:border-color .2s ease,box-shadow .2s ease,transform .2s ease}[data-theme=dark] .input-group input,[data-theme=dark] .input-group select,[data-theme=dark] .input-group textarea{background-color:#ffffff0a}.input-group input:focus,.input-group select:focus,.input-group textarea:focus{border-color:rgba(var(--accent-rgb),.72);box-shadow:0 0 0 4px rgba(var(--accent-rgb),.14);outline:none}.actions,.card-actions{display:flex;gap:14px;flex-wrap:wrap;margin-bottom:0}.btn{padding:13px 24px;border-radius:14px;font-weight:800;transition:transform .24s ease,box-shadow .24s ease,border-color .24s ease,background .24s ease;display:inline-flex;align-items:center;justify-content:center;gap:10px;font-size:.98rem}.btn:hover{transform:translateY(-2px)}.btn:active{transform:translateY(0)}.btn-primary{background:var(--accent-gradient);color:#fff;box-shadow:0 12px 24px rgba(var(--accent-rgb),.24)}.btn-secondary{background-color:var(--surface-strong);color:var(--primary-color);border:1px solid var(--border-color)}.btn-outline{background:transparent;color:var(--primary-color);border:1px solid rgba(var(--primary-rgb),.12)}.btn-outline:hover{border-color:rgba(var(--accent-rgb),.48);color:var(--accent-color)}.btn-white{background:#ffffffeb;color:#0f7f94}.result-section{padding-top:30px;border-top:1px solid var(--border-color);text-align:center}.info-section{line-height:1.8}.info-section h2{margin:40px 0 20px;color:var(--primary-color);border-bottom:2px solid var(--accent-color);display:inline-block;padding-bottom:5px}.faq-item{margin-bottom:25px}.faq-item h3{font-size:1.1rem;margin-bottom:10px;color:var(--accent-color)}.flex{display:flex}.flex-col{flex-direction:column}.items-center{align-items:center}.justify-between{justify-content:space-between}.grid{display:grid}.gap-20{gap:20px}@media(max-width:1024px){.calculator-wrapper .calc-main-grid,.calculator-wrapper .content-grid,.calc-layout{grid-template-columns:1fr!important}}@media(max-width:768px){:root{--header-height: 64px}.calculator-container{padding:14px 8px}.calculator-wrapper .page-header{padding:18px 0 16px!important}.calculator-wrapper .page-header h1,.calculator-container h1,h1{font-size:clamp(1.8rem,7vw,2.4rem)!important;line-height:1.1}.calculator-wrapper .page-header p,.calculator-container .subtitle{font-size:.96rem!important}.calc-card,.calculator-wrapper .glass-card{padding:18px!important;border-radius:20px!important}.calculator-wrapper .floating-elements{display:none!important}.actions,.card-actions,.calculator-wrapper .card-actions{flex-direction:column!important}.btn,.calculator-wrapper .btn,.calculator-wrapper .btn-copy,.calculator-wrapper .btn-reset{width:100%}.calculator-wrapper .result-stats,.calculator-wrapper .seo-grid,.calculator-wrapper .stats-grid{grid-template-columns:1fr!important}.calculator-wrapper table{min-width:640px}}@media(max-width:480px){.container,.container-fluid{padding-left:14px;padding-right:14px}.calculator-wrapper .type-selector,.calculator-wrapper .rate-buttons,.calculator-wrapper .tenure-input-group{grid-template-columns:1fr!important;flex-direction:column!important}.calculator-wrapper .label-row{flex-direction:column;align-items:flex-start!important;gap:8px}.calculator-wrapper .main-result .value,.calculator-wrapper .chart-center .value{font-size:1.9rem!important}.calculator-wrapper .stat-item,.calculator-wrapper .breakdown-item{gap:10px}.calculator-wrapper .breakdown-item{flex-direction:column;align-items:flex-start}}@media(max-width:360px){.container,.container-fluid{padding-left:12px;padding-right:12px}.calculator-wrapper .glass-card,.calc-card{padding:16px!important}.calculator-wrapper .page-header h1{font-size:1.62rem!important}.calculator-wrapper .badge{font-size:.72rem!important;padding:6px 10px!important}}@media(max-width:320px){.container,.container-fluid{padding-left:10px;padding-right:10px}.calculator-wrapper .glass-card,.calc-card{padding:14px!important;border-radius:18px!important}.calculator-wrapper .page-header h1,.calculator-container h1{font-size:1.45rem!important}.calculator-wrapper .page-header p,.calculator-wrapper .input-value,.calculator-wrapper .range-labels,.calculator-wrapper .stat-item .label{font-size:.84rem!important}.calculator-wrapper .number-input,.calculator-wrapper input[type=number],.calculator-wrapper select{font-size:16px!important}}